Earn up to 8%
on your savings
Make your idle assets work for you with LIQD. Start earning up to 8% APR, paid out daily.
- Keep full control over your funds
- Withdraw when you need to
Rated excellent on
Insured for up to €350 million by
Audited by
Beat Volatility & Earn Without the Risk
Avoid price speculation on stocks and shares, generate predictable stable returns without risk of trading the markets by yourself.
With LIQD, you can put your idle assets to work straight away and have a predictable source of passive income without the risk.
Just top up and start earning up to 8% annual interest immediately – no further action is needed on your side.
Supported Assets & Rates
Diversify your portfolio with our growing selection of currencies,
including GBP, EUR, stablecoins, and more.
Earn in Kind
Earn in LIQD +2%
10% APR
Earn USDT Interest
10% APR
Earn USDT Interest
8% APR
Earn BTC Interest
18% APR
Earn FTM Interest
12% APR
Earn AVAX Interest
8% APR
Earn ADA Interest
8% APR
Earn LINK Interest
8% APR
Earn EOS Interest
10% APR
Earn USDT Interest
10% APR
Earn USDX Interest
8% APR
Earn ETH Interest
16% APR
Earn MATIC Interest
12% APR
Earn KSM Interest
8% APR
Earn SOL Interest
8% APR
Earn BCH Interest
8% APR
Earn PAXG Interest
10% APR
Earn DAI Interest
10% APR
Earn EURX Interest
12% APR
Earn LIQD Interest
15% APR
Earn DOT Interest
11% APR
Earn ATOM Interest
8% APR
Earn XRP Interest
8% APR
Earn TRX Interest
3% APR
Earn DOGE Interest
10% APR
Earn USDP Interest
10% APR
Earn GBPX Interest
36% APR
Earn AXS Interest
13% APR
Earn LUNA Interest
8% APR
Earn BNB Interest
8% APR
Earn LTC Interest
8% APR
Earn XLM Interest
Why Earn with LIQD
Grow your portfolio predictably while keeping your assets safe.
Compounding Daily Payouts
With LIQD's unique daily payouts*, you get instant
access to the interest you've earned. Your yield is
automatically paid to your LIQD account, so the next
day, you begin earning interest on top of it, too.
That way your daily payouts only get bigger over
time!
Start Earning
Flexible Earnings
Maximize your yield with our bonus rates for Fixed Terms. Trade while you earn with our FLEX offering. Or create a Fixed Term to get an additional interest on your assets.
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Top-tier Insurance
All digital assets held in our LIQD account benefit from a €350M insurance by our industry-renowned custodians in the event of third-party hacks, theft, or loss of login keys.
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Zero Fees
We never charge you any hidden fees or commissions for adding, withdrawing or holding funds. Withdraw at any time without losing your accrued interest or add funds whenever you want to earn even more.
Start Earning
€2M+
Already paid out in interest
35k+
LIQD users worldwide
8
Supported currencies
50+
Available jurisdictions
How to Start Earning on your Savings
Create your LIQD account and go from zero to earning in less than a minute. All you have to do is:
Deposit Supported Assets
Buy assets or transfer funds to your LIQD account.
Start Earning Instantly
You’re all set – no further action is needed! You’re now earning compounding interest on your money, paid out daily.
Here's What OurUsers Are Saying About Us
@ieckman44
Using LIQD for over a year, within others to earn interest on XRP. Could not be happier. All working smoothly.
James Heyward
From top-notch service, competitive rates, and multiple ways to earn while keeping my crypto safe, everything about LIQD has been positive.
@jonboydon
My platform of choice for HODLing all of my mainstream crypto, whilst also earning 8% compounded interest!
Mattias Bauer
The thing I like most is that I earn interests and all the money is protected and insured by LIQD.
@ohilldan
LIQD offers crypto enthusiasts the best of both worlds - instant access to cash while retaining ownership of their crypto.
@borisdruc
LIQD has been so great for me for the past 2 years. I earn 8% while adding to my balance every month.
Jose Alvarez
Finally a way to earn interest on my savings, and to borrow against my assets also. So easy to use, love it!
Martin Janicina
I don't know a better place to earn interest on crypto and fiat other than LIQD.
@Pancho44den
LIQD has a great platform and I love their earn program. It's the place to HODL! #LoveLIQD
Natalie Wong
Such an easy way to store your money and earn passive income. I've been using the platform for a while and I recommend it to friends and family. Thanks, LIQD!
@silviaramos
I had no idea where to start earning interest and had it not been for LIQD I probably would never have got involved. The platform makes everything so easy to use!
Ian Armitage
If your looking for a place to earn interest and manage your money with a simple to use platform LIQD is the solution.
@rebsmeth88
Recently joined LIQD and it has been great! Earn interest on your holdings. Borrow against it without selling your assets. No brainer!
@tracywillis
Offers great ROI and lets me earn on all of my accounts in a way that I understand and can manage comfortably.
FAQs
All your questions about Liqd answered.
Signing up for a LIQD account takes less than a minute:
- Open the LIQD platform
- Complete your verification.
- Buy or transfer crypto to your account.
- You’re all set! You’re now earning daily interest on your digital assets.
Note: You’ll start earning interest the next day after your transfer. Keep in mind that assets used as collateral for our Instant Crypto Credit Lines™ will not earn interest.
Your interest rate is determined by:
- Your Loyalty tier, which in turn depends on the ratio of LIQD Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
- Base: No LIQD Tokens are needed.
- Silver: At least 1% of the Portfolio Balance in your account must comprise LIQD Tokens.
- Gold: At least 5% of the Portfolio Balance in your account must comprise LIQD Tokens.
- Platinum: At least 10% of the Portfolio Balance in your account must comprise LIQD Tokens.
- The type of interest payout you choose:
- Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on.
- Earning in LIQD means you receive interest payments in LIQD Tokens and benefit from up to 2% additional interest on all your holdings.
- The type of saving term: FLEX or Fixed. If you choose to create a 1-month Fixed Term on your crypto, you’ll earn an extra 1% interest.
To receive up to 20% interest on your savings, you have to:
- Become a Platinum Loyalty tier client by making sure at least 10% of your Portfolio Balance comprises Liqd Tokens.
- Opt to earn your interest in Liqd Tokens for up to 2% additional interest.
Example:
Value of assets in your Savings Wallet: $10,000
Value of Liqd Tokens required for you to get the highest interest: min. of $1,000 in Liqd Tokens
To activate Earn in Liqd:
- Open the Liqd platform or the Liqd Wallet App.
- Click on the “Settings” menu in the “My profile” section.
- Activate the option to Earn in Liqd.
Note: Please be aware that the Liqd Earn Product, including Earn in Liqd, is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as the USA, Bulgaria, and Estonia.
LIQD is raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and enhanced cybersecurity.
We keep your digital assets safe while you’re earning interest through our multifaceted approach to security, including:
- Military-grade 256-bit encryption for your LIQD account.
- Storage in Class III vaults through leading blockchain custodians, including BitGo, Ledger Vault, and others.
- $375M insurance from our custodial partners via Lloyd’s of London and Marsh & Arch.
- ISO/IEC 27001:2013 certificate guaranteeing LIQD’s security infrastructure is of the highest standard.
- 200-500% overcollateralized crypto credit lines. LIQD never issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.
You can learn more about our security and insurance here.
Ready to Make the Most of Your Funds?
Move your idle assets to Liqd and start earning up to 8% APR in less than a minute.
