Earn up to 8%

on your savings

Make your idle assets work for you with LIQD. Start earning up to 8% APR, paid out daily.

Rated excellent on

Insured for up to €350 million by

Audited by

Beat Volatility & Earn Without the Risk

Avoid price speculation on stocks and shares, generate predictable stable returns without risk of trading the markets by yourself.

With LIQD, you can put your idle assets to work straight away and have a predictable source of passive income without the risk.

Just top up and start earning up to 8% annual interest immediately – no further action is needed on your side.

Supported Assets & Rates

Diversify your portfolio with our growing selection of currencies,
including GBP, EUR, stablecoins, and more.

Earn in Kind

10% APR

Earn USDT Interest

10% APR

Earn USDT Interest

8% APR

Earn BTC Interest

18% APR

Earn FTM Interest

12% APR

Earn AVAX Interest

8% APR

Earn ADA Interest

8% APR

Earn LINK Interest

8% APR

Earn EOS Interest

10% APR

Earn USDT Interest

10% APR

Earn USDX Interest

8% APR

Earn ETH Interest

16% APR

Earn MATIC Interest

12% APR

Earn KSM Interest

8% APR

Earn SOL Interest

8% APR

Earn BCH Interest

8% APR

Earn PAXG Interest

10% APR

Earn DAI Interest

10% APR

Earn EURX Interest

12% APR

Earn LIQD Interest

15% APR

Earn DOT Interest

11% APR

Earn ATOM Interest

8% APR

Earn XRP Interest

8% APR

Earn TRX Interest

3% APR

Earn DOGE Interest

10% APR

Earn USDP Interest

10% APR

Earn GBPX Interest

36% APR

Earn AXS Interest

13% APR

Earn LUNA Interest

8% APR

Earn BNB Interest

8% APR

Earn LTC Interest

8% APR

Earn XLM Interest

Why Earn with LIQD

Grow your portfolio predictably while keeping your assets safe.

Compounding Daily Payouts

With LIQD's unique daily payouts*, you get instant access to the interest you've earned. Your yield is automatically paid to your LIQD account, so the next day, you begin earning interest on top of it, too. That way your daily payouts only get bigger over time!
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Flexible Earnings

Maximize your yield with our bonus rates for Fixed Terms. Trade while you earn with our FLEX offering. Or create a Fixed Term to get an additional interest on your assets.
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Top-tier Insurance

All digital assets held in our LIQD account benefit from a €350M insurance by our industry-renowned custodians in the event of third-party hacks, theft, or loss of login keys.
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Zero Fees

We never charge you any hidden fees or commissions for adding, withdrawing or holding funds. Withdraw at any time without losing your accrued interest or add funds whenever you want to earn even more.
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Already paid out in interest


LIQD users worldwide


Supported currencies


Available jurisdictions

How to Start Earning on your Savings

Create your LIQD account and go from zero to earning in less than a minute. All you have to do is:
Buy assets or transfer funds to your LIQD account.

You’re all set – no further action is needed! You’re now earning compounding interest on your money, paid out daily.

Here's What OurUsers Are Saying About Us


Using LIQD for over a year, within others to earn interest on XRP. Could not be happier. All working smoothly.

James Heyward

From top-notch service, competitive rates, and multiple ways to earn while keeping my crypto safe, everything about LIQD has been positive.


My platform of choice for HODLing all of my mainstream crypto, whilst also earning 8% compounded interest!

Mattias Bauer

The thing I like most is that I earn interests and all the money is protected and insured by LIQD.


LIQD offers crypto enthusiasts the best of both worlds - instant access to cash while retaining ownership of their crypto.

Helen Archwell

LIQD offers the perfect solution for savers!


I simply love LIQD! The APR is amazing!


LIQD has been so great for me for the past 2 years. I earn 8% while adding to my balance every month.

Jose Alvarez

Finally a way to earn interest on my savings, and to borrow against my assets also. So easy to use, love it!

Martin Janicina

I don't know a better place to earn interest on crypto and fiat other than LIQD.


LIQD has a great platform and I love their earn program. It's the place to HODL! #LoveLIQD

Natalie Wong

Such an easy way to store your money and earn passive income. I've been using the platform for a while and I recommend it to friends and family. Thanks, LIQD!


I had no idea where to start earning interest and had it not been for LIQD I probably would never have got involved. The platform makes everything so easy to use!

Ian Armitage

If your looking for a place to earn interest and manage your money with a simple to use platform LIQD is the solution.


Recently joined LIQD and it has been great! Earn interest on your holdings. Borrow against it without selling your assets. No brainer!


Offers great ROI and lets me earn on all of my accounts in a way that I understand and can manage comfortably.


All your questions about Liqd answered.

Signing up for a LIQD account takes less than a minute:

  1. Open the LIQD platform
  2. Complete your verification.
  3. Buy or transfer crypto to your account.
  4. You’re all set! You’re now earning daily interest on your digital assets.

Note: You’ll start earning interest the next day after your transfer. Keep in mind that assets used as collateral for our Instant Crypto Credit Lines™ will not earn interest.

Your interest rate is determined by:

  1. Your Loyalty tier, which in turn depends on the ratio of LIQD Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
    • Base: No LIQD Tokens are needed.
    • Silver: At least 1% of the Portfolio Balance in your account must comprise LIQD Tokens.
    • Gold: At least 5% of the Portfolio Balance in your account must comprise LIQD Tokens.
    • Platinum: At least 10% of the Portfolio Balance in your account must comprise LIQD Tokens.
  2. The type of interest payout you choose:
    • Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on.
    • Earning in LIQD means you receive interest payments in LIQD Tokens and benefit from up to 2% additional interest on all your holdings.
  3. The type of saving term: FLEX or Fixed. If you choose to create a 1-month Fixed Term on your crypto, you’ll earn an extra 1% interest.

To receive up to 20% interest on your savings, you have to:

  • Become a Platinum Loyalty tier client by making sure at least 10% of your Portfolio Balance comprises Liqd Tokens.
  • Opt to earn your interest in Liqd Tokens for up to 2% additional interest.


Value of assets in your Savings Wallet: $10,000

Value of Liqd Tokens required for you to get the highest interest: min. of $1,000 in Liqd Tokens

To activate Earn in Liqd:

  1. Open the Liqd platform or the Liqd Wallet App.
  2. Click on the “Settings” menu in the “My profile” section.
  3. Activate the option to Earn in Liqd.

Note: Please be aware that the Liqd Earn Product, including Earn in Liqd, is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as the USA, Bulgaria, and Estonia.

LIQD is raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and enhanced cybersecurity.

We keep your digital assets safe while you’re earning interest through our multifaceted approach to security, including:

  • Military-grade 256-bit encryption for your LIQD account.
  • Storage in Class III vaults through leading blockchain custodians, including BitGo, Ledger Vault, and others.
  • $375M insurance from our custodial partners via Lloyd’s of London and Marsh & Arch.
  • ISO/IEC 27001:2013 certificate guaranteeing LIQD’s security infrastructure is of the highest standard.
  • 200-500% overcollateralized crypto credit lines. LIQD never issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.

You can learn more about our security and insurance here.

Ready to Make the Most of Your Funds?

Move your idle assets to Liqd and start earning up to 8% APR in less than a minute.

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